Fixed Index Annuities

A fixed index annuity is a contract by an insurance company that pays out income to the owner for specific amount of time. All annuities are tax-deferred, meaning that taxes will not be paid on earnings until a withdrawal amount is taken. Many people purchase an annuity to provide asset protection, tax deferral and guaranteed income in retirement. Safe Harbor Retirement Group is an independent insurance company, that has access to the best products in the industry by multiple insurance companies and can find the right product for your specific need.

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Annuities are designed to be long-term investments and frequently involve charges such as income and death benefit rider fees, and surrender charges. Early withdrawals may impact annuity cash values and death benefits. Taxes are payable upon withdrawal of funds. An additional 10% IRS penalty may apply to withdrawals prior to age 59 1/2. Annuities are not guaranteed by FDIC or any other governmental agency and are not deposits or other obligations of, or guaranteed or endorsed by any bank or savings association.